Robby Starinsky, a Certified Financial Planner™ Professional, brings more than a decade of experience helping clients make confident decisions about their financial futures. He began his career at Vanguard as a brokerage professional before transitioning to retirement planning and ultimately becoming a financial advisor after earning his Certified Financial Planner™ certification. Throughout his time at Vanguard, Robby developed a broad perspective on the challenges clients face across different stages of their financial lives. His desire to build deeper, long-term relationships and provide more comprehensive planning led him to join Level Wealth Management in 2026.

Robby believes that meaningful financial planning starts with understanding what is most important to each client and building a thoughtful strategy around those priorities. He enjoys helping clients bring clarity to complex decisions and serves as a trusted partner as their goals, circumstances, and lives evolve.

A graduate of Wittenberg University, Robby lives in Charlotte with his girlfriend, Kelsey, and their two cats, Frankie and Kristof. Outside of work, he enjoys traveling with Kelsey, particularly exploring new countries and seeking out experiences that offer a different perspective on the world. He also loves discovering new restaurants around Charlotte, spending time with friends and family, and finding new places to visit around the Carolinas.

Fairness

All our clients and accounts matter equally. The size of your investment accounts does not determine your priority in our firm. Our clear, transparent model for fees levelizes our incentives and establishes equality and balance in the relationship.

We’ll manage your money with care, compassion, and the attention to detail you deserve.

Fluff Free

Some firms frequently throw steak dinners, wine tastings, or buy you box seats, But at the end of the day, your assets are paying for those perks.

Instead of becoming party planners, we focus on what we do best… providing great financial advice. We believe that is the true fiduciary way. You keep the extra money instead of us kicking it back via client perks.

Transparency

As a flat-fee financial advisor, our advice and fees don’t fluctuate based on the size of your portfolio.

The fees we charge are clear, transparent, and easy to understand. We make your wealth management and retirement planning process as straightforward and stress-free as possible.

Financial Planning

We create a custom plan for every client that is continuously updated.

You’ll have meetings throughout the year to discuss your goals and life events making sure your plan is always tailored to your priorities and helping you make smart decisions.

Investment Management

The finance industry tends to make investing more complicated than it needs to be. That complexity typically leads to high fees, below-average performance, and a lack of transparency.

Our evidence-based investment philosophy helps clients harness the power of the market through low cost, globally diversified portfolios.

Tax Planning

Your account balance tells only part of the story. What you keep after taxes tells the rest.

Tax planning is a lifetime exercise, not an April event. We look ahead at Roth conversion windows, RMD timing, capital gains, and withdrawal sequencing to help you manage your tax burden over decades, not one filing season.